You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan
Every time we help individuals while they achieve their funds objectives, build their credit profile and acce better loan prices. During the time that is same by utilizing our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le expensive and much more acceible for everybody.
Join our community of 150,000+ clients.
brand New customer? Begin with a loan from ?100 to ?800 today. Fast turnaround without any belated costs
279% fixed interest that is annual (1427% APR representative)pare Oakam with other loan providers right here.
Current clients can borrow as much as ?5,000 and graduate to a yearly interest of 49% (variable) with this Big loan that is plus.
- Acce cheaper rates as time passes and boost your credit history
- Quickly graduate to rates less than numerous bank cards
- Borrow as much as ?5,000 while you build your credit profile
- No setup fees. No late or very early payment costs
- Submit an application for a loan
- Check your outstanding stability
- Visit your repayment that is next time
- Review your payment routine
at the mercy of terms
Apply with full confidence
Fill our safe online application and get a determination in moments. No setup costs, no belated charges with no very early payment costs.
Begin your Oakam journey
Place your loan to utilize the Oakam application, develop your credit score in the long run and grow your solution to a brighter monetary future.
Tailor your loan
Acce lower rates and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Get more information
Get in on the 150,000+ customers that trust us
We’re more than simply a cash loan provider: we’re for a miion in order to make credit that is acceible truth for many.
Install our mobile software
The Oakam app that is mobile permit you to use along with assistance you Visit Your URL handle your loan:
Reasons why you should join Oakam
Bad credit? We are going to pay attention
We’ll tune in to your tale if you should be on advantages, have credit that is bad or simply found its way to great britain. We’ve caused it to be our miion to split down barriers that are financial enhance acce for many.
No house visits – ever!
Cash is a matter that is private we ensure that is stays in that way. Think about us as an option to doorstep loans. We’ll never knock in your home and you will constantly reach us online or higher the device.
No surprises that are hidden
At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge late charges and there’s no cost aociated with repaying early.
Your connection up to a brighter monetary future
You can unlock lower rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of working out for you create your credit profile with time.
Manage the Oakam app to your loan
Acce your loan and payment routine by downloading our application, thereby applying for tops ups and new loans in the long term.
Oakam provides simple and easy economic solutions for individuals who find it hard to borrow from banking institutions. We provide accountable acce to credit as they are specialized in serving our clients with respect.
Every time we support individuals while they achieve their funds objectives, build their credit profile, and acce better loan prices. In the exact same time, by utilizing our mobile software to repay on time, Oakam clients are transforming the financing industry, making credit le costly and much more acceible for all.
So how exactly does it work?
It’s simple! You’ll use on our web site, or via our mobile software. The software may be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os products. In the event your application is authorized, the money may be provided for your money on the exact same time. Many candidates that are succeful their loans within an hour or two to be authorized.
Susceptible to status. From the form, we are going to ask you for the monthly income and expenditure in information, so that you can concur that you really can afford the monthly repayments on the life of the mortgage.
Does Oakam do a credit search?
Yes. But we try not to base our decision solely on your credit history. At Oakam we realize that life does not constantly go as prepared. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other lenders though, Oakam will maybe not immediately blacklist you have actually mied repayments. Your credit history and affordability aement assist us comprehend your situation that is current when ae the job for a financial loan.
Therefore, also we might still be able to help if you have been declined by other lenders in the past.
I will be a new comer to the united kingdom. Can Oakam assist me personally with that loan?
Yes. We ask which you have already been a resident in the united kingdom for at the very least half a year before you apply for a loan with us. All loans are susceptible to affordability checks as well as your monetary status. We welcome new clients each and every day and, because our application that is online proce completely automated, you can easily use once you want to, seven days per week. All our loans are at the mercy of your financial status.